染雾银行英语随身学：存钱与利息的英语表达 篇一
Saving money is an important part of financial planning, and understanding how interest works can help you make the most of your savings. Here are some key English expressions related to saving money and interest:
1. Deposit: To put money into a bank account. For example, "I need to deposit my paycheck into my savings account."
2. Withdraw: To take money out of a bank account. For example, "I had to withdraw some cash from the ATM."
3. Savings account: An account in which you can deposit money and earn interest. For example, "I have a savings account where I keep my emergency fund."
4. Interest rate: The percentage rate at which the money in your account grows. For example, "The interest rate on my savings account is 1%."
5. Compound interest: Interest that is calculated on both the initial principal and the interest that has been added to it. For example, "I love compound interest because my money grows faster."
6. Fixed deposit: A type of savings account where you agree to keep your money for a fixed period of time in exchange for a higher interest rate. For example, "I put my money in a fixed deposit to earn more interest."
7. Annual percentage yield (APY): The total amount of interest that will be earned on an investment over a year, taking into account the effect of compounding. For example, "The APY on this savings account is 2%."
Understanding these expressions can help you navigate the world of banking and make informed decisions about where to keep your savings. Remember, the key to building wealth is not just saving money, but also making your money work for you through interest.
银行英语随身学：存钱与利息的英语表达 篇二
In today's economy, it's more important than ever to save money and make smart financial decisions. Here are some additional English expressions related to saving money and interest:
1. Checking account: An account that allows you to deposit and withdraw money, usually through checks or debit cards. For example, "I use my checking account to pay my bills."
2. Certificate of deposit (CD): A type of savings account with a fixed term and fixed interest rate. For example, "I invested in a CD to earn a higher interest rate."
3. Money market account: A type of savings account that typically offers higher interest rates than a regular savings account. For example, "I keep my emergency fund in a money market account for easy access."
4. Principal: The initial amount of money deposited in an account. For example, "I started with a small principal in my savings account."
5. Inflation: The rate at which the general level of prices for goods and services is rising. For example, "I need to earn more interest to keep up with inflation."
6. Diversification: Spreading your money across different types of investments to reduce risk. For example, "I practice diversification by investing in stocks, bonds, and real estate."
7. Savings goal: A specific amount of money you aim to save within a certain period of time. For example, "My savings goal is to have $10,000 by the end of the year."
By familiarizing yourself with these expressions, you can better understand the world of banking and make sound financial decisions. Remember, saving money is not just about putting it away, but also about growing it through interest and wise investment choices.
银行英语随身学：存钱与利息的英语表达 篇三
银行英语随身学：存钱与利息的英语表达
存钱对中国的老百姓来说可是一件很重要的事，似乎只有把钱存在银行里，才能感到安心。这次我们就来看看有关存钱与利息的表达。How much do you want to deposit with us?
存多少？
How much do you wish to pay into your account?
你想在户头上存多少？
How much money do you plan to keep in your account on a regular basis?
你计划在你的户头上定期存放多少钱？
Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name and your account number?
请填张存款单，写明要存的数额以及你的姓名和帐号。
I want to deposit 300 yuan in my account.
我想在我的户头上存300元。
I want to deposit these cheques in my account.
我想把这些支票存在我的'户头上。
I w
我想存入我的工资支票。
What's the interest rate for the savings account?
存款利率是多少？
Do you pay interest on this account?
这种存款有利息吗？
Please tell me what the annual interest rate is.
年利率是多少？
Interest is paid at the rate of 1% per annum at present.
目前每年的利率是1%。
The account carries interest of 4%.
该存款有4%的利息。
The interest is added to your account every year.
每年的利息都加到你的存款中。
The interest rate for the savings account is 4%.
储蓄存款的利率是4%。
It varies from time to time. At present it is 6%.
（年息）每个时期都不同，现在是六厘。
Notes:
account number 帐号
depositor 存户
pay-in slip 存款单
deposit form 存款单
banding machine 自动存取机
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
interest rate 利率
simple interest 单利
compound interest 复利
legal interest 法定利息
prime rate 优待利率
payable interest 应付利息
lending rate 贷款利率
usury 高利贷
the subsidy rat
